Latest Credit Card Offers in India - December 2025

Credit card holders in India can enjoy a variety of offers and deals across different categories such as shopping, dining, travel, entertainment, online purchases, health, and wellness. Banks also allow users to convert big purchases into easy monthly EMIs.

Updated On - 13 Dec 2025
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Depending on the offer, cardholders can get cashback, discounts, free tickets, buy-one-get-one deals, vouchers, gift cards, and reward points from banks and e-commerce partners. Read on to know more about some of the latest offers available from leading credit card issuers in India.

Credit Card Offers on Shopping

To delight shopaholics, credit card issuers are providing interesting deals and offers on both online and in-store shopping. Many retailers have partnered with credit card companies to provide exclusive discounts on various credit cards.

Credit Card

Key Shopping Benefit

Cashback/Discount

HDFC PIXEL Play

5% cashback on 2 lifestyle packs; 3% cashback on purchases via e-commerce merchant; and 1% cashback on UPI and other spends.

Up to 500 point per month

Amazon Pay ICICI

4% cashback on iShop

Unlimited

HDFC PIXEL Play Credit Card

The PIXEL Play Credit Card is designed to offer a fully digital experience, and customisable benefits designed to suit your lifestyle. Here is a detailed look at the offers and benefits:

Cashback Benefits:

Cashback of 5% on any two of the following packs in the table below: 

Categories 

E-commerce Platform 

Fashion 

Nykaa and Myntra 

Dining and entertainment 

BookMyShow and Zomato 

Travel 

Uber and MakeMyTrip 

Electronics 

Reliance Digital and Croma 

Grocery 

Reliance Smart Bazaar and Blinkit 

  1. Offers 3% cashback on Flipkart, Amazon, SmartBuy, or PayZapp. 
  1. On UPI spending, the card offers 1% cashback. 
  1. On all your restaurant bill payments via Swiggy Dineout the card offers a 10% discount. 
  1. Offers joining fee waiver on spending Rs.20,000 within 90 days of card issuance. 
  1. Offers 1% fuel surcharge waiver on transaction between Rs.400 and Rs.5000. 
  1. renewal membership fee waiver on spending Rs.1 lakh or more in preceding 12 months. 
  1. Redeem PIXEL CashPoints to PayZapp wallet on accumulation of 1000 PIXEL CashPoints. 

Note: PIXEL CashPoints are valid for two years from the accumulation date. 

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Amazon Pay ICICI Credit Card

The Amazon Pay ICICI credit card is a co-branded card offered by ICICI Bank designed to reward your everyday spending with Amazon Pay balance.  With no joining fee and no annual fee, the card aims to deliver unlimited, non-expiring rewards especially if you’re a frequent Amazon user. 

The offers on Amazon Pay ICICI credit card are mentioned below: 

  1. 4% cashback on iShop. 
  1. On Amazon purchases, the card offers 5 reward points and three reward points to prime and non-prime members, respectively, for every Rs.100 spent. 
  1. For every Rs.100 spent on more than 200 merchants, the card offers two reward points. 
  1. Fuel surcharge waiver of 1% for all fuel purchases.

Best Credit Card Offers on Dining

To make dining experience more enjoyable, credit card companies offer Dining credit cards with exclusive dining privileges like discounts, complimentary drinks, cash back and other such offers. 

Below you can find the best dining offers provided by top banks. You can click on the respective bank to know more offers in the category.

Credit Card

Dining Benefit

Monthly Cap

Swiggy HDFC Bank

10% cashback on Swiggy; 5% cashback on all other spends; and 1% cashback on other categories

Up to Rs.1500

IndusInd Eazy Diner

25% discount via PayEazy

Rs.2000

SBI Card PULSE

10 Reward Points per Rs. 100 on dining, chemist, pharmacy, sports, movies; and 2 reward points on all other spends

No cap

Swiggy HDFC Bank Credit Card

The Swiggy HDFC Bank Credit Card offers various benefits designed to provide savings and rewards for frequent users of Swiggy. Here is a breakdown of its main benefits and offers:

  1. Cashback on Swiggy: 10% Cashback on Swiggy app purchases (food ordering, Instamart, Dineout, and Genie).
  2. Cashback on online spends: 5% Cashback on online spends across eligible online merchant categories.
  3. Cashback on other categories: 1% Cashback on other categories (with exclusions and limits).
  4. Welcome Benefit: Complimentary Swiggy One Membership for 3 months upon card activation within 30 days of card issuance.
  5. Golf Benefits: Get access to golf courses worldwide with 12 free lessons per year, 4 complimentary rounds of green fees annually, and 50% discount on green fees after the free sessions.
  6. Renewal fee waiver on spending Rs.2 lakh or more. 
  1. Other Benefits: The card also offers EMI facility, revolving credit, contactless payment, zero lost card liability, and interest-free credit period.

IndusInd EazyDiner Credit Card

The EazyDiner Credit Card by IndusInd Bank offers a range of benefits focused on dining, entertainment, and luxury experiences. This card is ideal for dining enthusiasts looking to enjoy discounts, luxury stays, and entertainment perks.

  1. On Hotel and Travel booking, shopping and entertainment, the card offers 10 reward points on every Rs.100 spent. 
  1. On other expenses except fuel and dining, the card offers 4 reward points on every Rs.100 spent. 
  1. The card also offers 3X EazyPoints. 
  1. Reward points can be redeemed against restaurant bills for an extra discount. 
  1. On dining out and paying on the “ EazyDiner App”, an extra 25% off up to Rs.1,000 on each transaction. 
  1. Without any spending criteria, the discount is capped at Rs.2000. 
  1. On spending Rs.30,000 in the previous calendar month on non-dining transactions, the card offers an additional discount of Rs.3,000 in the same month. 
  1. A complimentary premium alcoholic beverage at over 200 select restaurants on restaurant booking is done using the EazyDiner App. 
  1. Welcome Benefits:
    1. 12-month EazyDiner Prime Membership worth Rs.3550, with guaranteed 25% to 50% OFF at over 2000 premium restaurants and bars.
    2. Enjoy 3X EazyPoints as an additional benefit, redeemable for luxury hotel stays, gourmet dining experiences, and access to exclusive EazyEvents. 
    3. Get 2,000 welcome bonus EazyPoints with this credit card
    4. You also get Postcard Hotel stay voucher worth Rs.7,500 to enjoy a luxurious and private holiday at beautiful destinations in India and abroad
  1. Fuel surcharge waiver: Offers fuel surcharge waiver of 1.00% across all fuel stations in India. 
  2. Total Protect: This facility protects you from fraudulent transactions via your credit card and offers coverage equal to your card limit including add-on cards.
  3. Total Protect Cover: Provide insurance coverage up to 48 hours prior to reporting the loss of your card and offers protection against counterfeit fraud as well. 

Best Credit Card Offers on Travel

Exploring the globe without any boundaries has become a typical holiday plan for most of us. Well, why not make our holiday trips budget-friendly by choosing a travel credit card.

Yes, travel is one of the popular categories on which you can find interesting credit card offers. From instant discounts on domestic and international flight bookings to cashback on international dining experience, you can enjoy interesting deals throughout your journey.

Credit Card

Travel Benefit

Lounge Access

MakeMyTrip ICICI Bank

Up to 6% myCash on MMT, 6 and 3 reward points on hotel and flight bookings, respectively.

8 domestic and 1 international per year

MakeMyTrip ICICI Bank Credit Card

The MakeMyTrip ICICI Bank Credit Card comes with travel and lifestyle benefits tailored for frequent travelers. Perfect for those who book often on MakeMyTrip. It offers great rewards, special membership privileges, and lower foreign exchange charges. The card comes in two variants MasterCard and RuPay cards. Check out the key benefits below: 

  1. Rewards on MakeMyTrip transactions, 6% on hotel bookings, 3% on flight cab, buses, and 1% on all other spends. 
  1. Offers rewards on UPI spends, such as 1% MyCash rewards and additional 1% RuPay coins. 
  1. Foreign markup fee of 0.99% and 1% MyCash. 
  1. No cost three months EMI on flights, hotel bookings, and holiday packages via MakeMyTrip. 
  1. Provides RuPay offers on more than 100 stores, such as Kalyan, 1mg, Myntra, Croma, etc. 
  1. Offers one international and eight domestic airport lounge access. 

Under Complimentary MMTBLACK GOLD Membership, cardholders will get the following offers: 

  1. Holiday gift voucher worth Rs.7000. 
  1. The card offers 10% additional discount on hotel bookings and also offers free room upgrades. 
  1. On flight meals, get a 25% discount and offer zero cancellation along with free date change.
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Best Credit Card Offers on Entertainment

For movie lovers, the right credit card can bring big savings on entertainment. Enjoy weekend ticket deals and weekday complimentary offers, letting you watch a free movie every week. Explore the best movie ticket offers on some top credit cards in India.

Credit Card

Movie Benefit

Extra Perks

PVR INOX Kotak

1 free ticket per Rs. 10,000 spent in a monthly billing cycle

20% off on F&B

PVR INOX Kotak Credit Card

The PVR INOX Kotak Credit Card is a perfect companion for movie enthusiasts, offering a range of benefits to elevate your cinematic experience. This card ensures that every aspect of your movie outing is rewarding and cost-effective. Best offers include:

  1. Zero joining fees
  1. Unlimited Movie Tickets:
    1. Get 1 free PVR INOX movie ticket for every Rs.10,000 spent in a monthly billing cycle.
    2. For achieving every Spends Milestone of Rs.10,000, the card offers tickets worth Rs.300. 
    3. Exclusions apply for spending on rent payments and wallet funding.
  2. Flat Discounts:
    1. 5% off on movie tickets booked via PVR INOX theatres, app, or website.
    2. 20% off on food and beverages purchased at PVR INOX theatres, app, or website.
    3. Visit the In-Cinema Lounges at zero additional cost to enter using PVR INOX Kotak Credit Card. 

RBL Bank Play Credit Card

The Play Credit Card by RBL Bank, designed for movie buffs, offers exciting benefits for entertainment lovers. This card ensures an enhanced movie experience with savings on tickets and snacks, making it an excellent choice for regular cinema-goers.

The RBL Bank Play credit card offers are mentioned below: 

  1. Offers discount of Rs.500 on movies, streams, plays, sports, and other activities on BookMyShow app or website, within 30 days of card issuance. 
  1. Get two free tickets of movies, streams, events, and sports, worth Rs.250 each on spending Rs.5000 in a billing month. 
  1. On booking movie tickets via BookMyShow get Rs.100 off on food and beverages. 
  1. Fuel surcharge waiver of up to Rs.100 per month on fuel transactions between Rs.500 and Rs.4000. 
  1. Annual fee waiver on spending Rs.1.50 lakh or more in the calendar year. 
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Best Credit Card Offers on Grocery Spends

Groceries are a regular part of our lives, and we spend a good share of our income on monthly kitchen refills. To help with savings, credit card issuers have tied up with major grocery suppliers like Big Basket and Amazon Pantry. Here are some of the top grocery offers from leading banks.

Credit Card

Grocery Benefits

Cashback

Amex SmartEarn™

5X points on Amazon

Up to 1250 points per month for spending Rs.7,500

Amazon Pay ICICI

5% cashback for Prime

Unlimited

American Express SmartEarn™ Credit Card

The American Express SmartEarn™ Credit Card is perfect for individuals who frequently shop online, dine out, or use services from popular platforms while enjoying cashback, rewards, and flexible payment options.

The American Express SmartEarn credit card offers are mentioned below: 

  1. The card offers Rs.500 cashback as a Welcome gift on eligible spends of Rs.10,000 in the first 90 days of membership. 
  1. On spendings on Uber, BookMyShow, Zomato, Amazon, Flipkart, EaseMyTrip, etc., the card offers accelerated membership rewards. 
  1. The card offers a renewal fee waiver on eligible spends of Rs.40,000 in previous year's membership. 
  1. On reaching milestone spend of Rs.1.20 lakh, Rs.1.80 lakh, and Rs.2.40 lakh in card membership year, the card offers voucher worth Rs.500 each.  
  2. At the point of sale, convert purchases into EMIs with low interest rates.
  1. For every Rs.50 spent on partners like Zomato, Ajio, Nykaa, BookMyShow, Uber, and more, you will earn 10X Membership Rewards points. 
  1. For every Rs.50 spent on Amazon, you will earn 5X Membership Rewards points. 
  1. For every Rs.50 spent (excluding spends on fuel, insurance, utilities, cash transactions, and EMI conversion at the point of sale), you will earn 1 Membership Rewards point. 
  1. By spending just Rs.7,500 with the SmartEarn Credit Card you can earn up to 1,250 Membership Rewards points per month. 
  1. You will receive 500 points on spending Rs.2,500 on a 10X partner (e.g., Zomato). 
  1. You will receive 500 points on spending Rs.2,500 on other 10X partners (e.g., BookMyShow, Flipkart, Uber). 
  1. You will receive 250 points on spending Rs.2,500 on 5X partner (Amazon).
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Best Credit Card Offers on Health & Wellness

Health is an important part of life, and expenses on health and wellness take up a big share of our monthly budget. With the right credit card, you can save more and enjoy special deals on these spends. Here are some of the best health and wellness offers from top credit card providers in India.

Credit Card

Health Benefit

Reward Points

YES Bank Wellness Plus 

Free health check-ups & fitness sessions

30 RP per Rs.200 at chemists

SBI Card PULSE

Free smartwatch + FITPASS & Netmeds

10 RP per Rs.100 on health spends

YES Bank Wellness Plus Credit Card

The YES Bank Wellness Plus Credit Card offers a range of health and wellness benefits, making it an all-in-one solution for self-care. Best offers include:

  1. Welcome Offer: Free Amazon voucher worth Rs.500 on spending Rs.1,000 within the first 30 days. 
  2.  Complimentary Health Benefits: Annual preventive health check-up (31 parameters), annual eye and dental check-up.
  3. Unlimited Consultations: Access to doctors, specialists, and nutritionists through the app.
  4. Fitness Sessions: 12 complimentary sessions per month (gym, yoga, Zumba, etc.).
  5. Lounge Benefits: 2 complimentary visits per quarter to domestic lounges across 30+ lounges in India.
  6. Insurance Coverage: Credit shield cover for accidental death of the primary cardholder.
  7. Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs.400 to Rs.5,000.
  8. Reward Points: 30 points per Rs.200 spent at chemist and pharmaceutical stores, 6 reward points on spending Rs. 200 for other categories.

  9. Other benefits: Offers instant EMI (for transactions of more than Rs.2,500); quick loan; EMI on call; and YES PayNow. 

SBI Card PULSE

The SBI Card PULSE offers a wide range of health, rewards, and travel benefits. Key features include:

  1. Welcome Gift: Get a Noise ColorFit Pulse 4 Pro Smart Watch worth Rs.7,999 upon payment of the joining fee.
  2. Health Benefits:
    1. 1-year complimentary FITPASS PRO Membership (renewed annually).
    2. 1-year complimentary Netmeds First Membership (renewed annually).
  3. Reward Points:
    1. 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Sports, Dining, and Movies.
    2. 2 Reward Points per Rs.100 on all other expenses.
  1. Lounge benefits: 
  1. Offers eight complimentary domestic lounge access (which is two per quarter).
  1. For the first two years of membership, the card offers complimentary Priority Pass Membership worth USD 99.
  1. Milestone benefit:
  1. Get a voucher worth Rs.1,500 on annual retail spends of Rs.4 lakh, and enjoy annual fee reversal from the second year onwards by spending Rs.2 lakh or more on your card.
  1. Fuel Surcharge Waiver: On each transaction between Rs.500 to Rs.4000, the card offers a 1.00% fuel surcharge waiver.

Coverage 

  1. Offers complimentary credit card fraud liability cover of Rs.1 lakh. 
  1. Loss of check-in baggage coverage of up to Rs.72,000. 
  1. Delay of check-in baggage coverage of up to Rs.7,500. 
  1. Loss of travel documents coverage of up to Rs.12,500. 
  1. Delay in flight cover of up to Rs.7,500. 

Keep visiting the page for the most up-to-date credit card offers. For sure we will surprise you with the best deals!

FAQs on Latest Credit Card Offers

  • Can I club the offer with other offers on the website or banks?

    No, credit card offers cannot be clubbed with other offers available on websites or banks.

  • How to check credit card offers?

    The latest credit card offers can be checked on the specific bank's official website. Click on the option 'Credit card offers and discount' to check the offer's eligibility and validity.

  • What is a pre-approved credit card offer?

    Pre-approved credit card offer is an online credit card offer which is offered by the bank depending upon your CIBIL score. If the candidate's CIBIL score is good, then the candidate is eligible for the applicable online credit card offer. This does not mean a new credit card will be offered. Candidates only get an invitation to the apply link to avail the offer.

  • What are the ways to redeem credit card reward points?

    Reward points on credit cards can be redeemed by enchasing the reward points, by purchasing gift from the partner companies, and by purchasing gift form the credit card company itself.

  • How can I know which offers are available on my credit card?

    You can check the official website or app of your credit card issuer. Some credit cards also provide offer alerts on SMS or emails. You can subscribe for the alerts or contact customer service for the latest deals and ongoing promotions.

  • Are there spending limits or minimum spending conditions to avail myself of the offers?

    Yes, most credit card offers have minimum transaction values and caps on rewards or cashback. Always check the offer terms before making a purchase.

  • Are credit card offers valid on supplementary or add-on cards?

    Yes, in most cases, offers are valid on both primary and add-on cards, but they usually count towards the same account’s spending limit or reward cap.

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