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HSBC LIVE+ Credit Card

The HSBC Bank Live+ credit card stands out as a unique card that provides a multitude of advantages. With limitless cashback opportunities on every transaction, this credit card is tailored for individuals seeking to maximise their credit card spending and transactions.

Updated On - 13 Dec 2025

HSBC LIVE+ credit card offers extra cashback on transactions made on dining, grocery, and food delivery, and on all other spending. The card also offers Amazon eGift Voucher and unlimited cashback on entertainment spendings. These cards are suitable for both online and offline transactions and come at a joining and annual fee of Rs.999. 

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HSBC Live+ Credit Card Introductory Offers

You will be able to enjoy certain introductory offers on availing the HSBC Live+ credit card. The offers are given below:

  1. On downloading and logging on to the HSBC India Mobile Banking app and spending Rs.20,000 within first 30 days, the card offers cashback of Rs.1000. 
  1. On applying online and completing the video verification, receive your card along with an Amazon e-gift voucher worth Rs.250. 

Features and Benefits of HSBC Live+ Credit Card

The main features and benefits of the HSBC Live+ Credit Card are mentioned below:

  1. The annual fee waived off on spending Rs.2 lakh per year.
  2. For all online transactions earn cashback of up to 1.5% on online transactions and 1% on other transactions.
  3. Get an emergency card replacement service.

Benefits

The benefits you can enjoy on availing this card are given below:

  1. Enjoy 10% cashback of up to Rs.1000 as a treat on food delivery and dining in India and around the town.
  2. Get 1.5% unlimited cashback at other merchants and 10% cashback on groceries:
  3. Get 1.5% unlimited cashback on movies and series you binge-watch at home or in the theatre.
  4. Boost your spending with 1.5% limitless cashback in a few areas both domestically and overseas.
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HSBC Live+ Perks and Privileges

Some of the perks and privileges associated with HSBC Live+ credit card are given below:

  1. Offers four complimentary domestic airport lounge access per year (one per quarter). 
  1. Both primary and supplementary cards can be activated via HSBC India app. 
  1. Offers exclusive dining programme and curated offers on the Visa Digital Concierge app. 
  1. Take a bite out of dessert rather than your pocketbook. The Live+ Dining Program offers up to 15% off and 10% cashback on dining and food delivery purchases.
  2. Fill your cart to overflowing without going over budget. Get 10% cashback on groceries when you shop for the whole family or just yourself and 1.5% limitless cashback on other retail transactions.
  3. Sit back and enjoy some more money. Take advantage of our deals, which include 1.5% limitless cashback on your entertainment expenditures.
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HSBC Live+ Credit Card Fees and Charges

The fees and charges applicable on HSBC Live+ credit card are given in the table below: 

Type of Charge 

Fees 

Annual fee 

Rs.999 (Waived if annual spends exceed Rs.2 lakh) 

Joining fee 

Rs.999 

Cash advance fee 

2.5% of the transaction amount 

Free credit period 

Up to 45 days 

Finance charges 

3.75% per month (45% per annum) 

Minimum payment due 

5% of the total payment due subject to a minimum of Rs.100 

Cheque dishonour charges 

Rs.500 

Foreign transaction fee 

3.50% 

Cash payment charge 

Rs.100 

Cash advance limit 

Up to 20% of the credit limit As mentioned in your credit monthly card statement. 

Transaction fee for cash withdrawal 

Rs.100 at international ATMs 

Over limit fee 

Rs.500 per month plus GST or 2.5% of the overlimit amount 

Late payment fee 

100% of the minimum payment due subject to a minimum of Rs.250 and a maximum of Rs.1,200 per month. 

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HSBC Live+ Credit Card Limit

The credit limit for the HSBC Live+ card is given at the discretion of the bank. HSBC Bank will be conducting thorough checks before assigning the card limit. Some of the factors which play a major role are the credit score of the primary cardholder, the credit report, and the repayment habits of any past or present debts.

Eligibility Criteria of HSBC Live+ Credit Card

The eligibility criteria you will have to fulfill in order to apply for HSBC Live+ Credit Card are given below:

  1. You must be between the ages of 18 years and 65 years.
  2. Establish a minimum annual salary of Rs.6 lakh for salaried people.
  3. Be a resident of India
  4. Be a resident of Chennai, the National Capital Region (NCR) of Delhi, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata.

Documents Required to Apply for the HSBC Live+ Credit Card

You will have to submit several documents during the application procedure. Here are some of the documents which are required:

Proof of Identity

  1. Aadhaar card
  2. Passport
  3. Driving Licence

Address Proof

  1. Ration Card
  2. Voter ID
  3. Passport
  4. Aadhaar card

Proof of Income

  1. Salary Slip
  2. IT Returns
  3. Form 16

The above-mentioned list of documents is indicative. The bank may ask you to submit any other document during the application procedure or after depending on the requirement.

Other HSBC Credit Cards
  1. HSBC Platinum Credit Card
  2. HSBC Premier MasterCard Credit Card
  3. HSBC Taj Credit Card
  4. HSBC TravelOne Credit Card
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HSBC Live+ Credit Card Eligible Purchases

An example of the cashback you could receive each month with an HSBC Live+ Credit Card is displayed on the table.

10% cashback up to a maximum of Rs.1,000 per month. 1.5% limitless cashback is excluded.

Category

Value of Transaction

Cashback Applicable

Cashback earned

Dining

Rs.11,500

10%

Rs.1,150

Food delivery

Rs.5,000

10%

Rs.500

Groceries

Rs.9,000

10%

Rs.900

Hotel

Rs.15,000

1.5%

Rs.225

Medicine

Rs.3,000

1.5%

Rs.45

Shopping

Rs.15,000

1.5%

Rs.225

Utilities

Rs.500

0

0

Grand total

Rs.59,000

10% (capped) and 1.5% (unlimited)

Rs.1,495

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How to Apply for HSBC Live+ Credit Card? 

You can apply for HSBC Live+ credit card through various ways including online, offline and via customer care. Here are the steps to apply for these credit cards: 

Apply for HSBC Live+ Credit Card Online 

  1. Visit the official website of HSBC Live+ Credit Card. 
  1. Click on ‘Apply for Live+ card’ at the top of the page or scroll down and click on ‘Apply Now’ under ‘Get Started’. 
  1. A new page will open, where the eligibility criteria will be mentioned. 
  1. On the same page, enter your contact details as mentioned on the page. 
  1. Click on ‘Generate OTP’. 
  1. Move on to the next page to fill in the form by providing the personal and employment details. 
  1. Review your details entered, provide additional details, consent, and submit the form. 

Apply for HSBC Live+ Credit Card Offline

You can visit the nearest HSBC branch and submit the necessary documents and application form to apply for the HSBC Live+ Credit Card. 

HSBC Credit Card Customer Care Numbers

For any inquiries or to report a lost card, please reach out to HSBC's customer care at 18002673456 or 18001212208. These toll-free numbers are available for general inquiries from 6:30 am to 8:30 pm. However, you can report a lost card 24/7 using any of these numbers. 

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FAQs on HSBC LIVE+ Credit Card

  • How do you apply for an HSBC credit card?

      You may apply for an HSBC credit card online by going to the website of the bank and selecting 'Apply now'.   

  • How can I check the status of my credit card application?

      Once applied for, the bank will be sending alerts on the status of your application to the mobile number on your application form. You can also check the HSBC credit card application status by calling Phone Banking.  

  • How long does it take to receive an HSBC credit card?

    Once the application is received by the bank along with other necessary documents, the application will be processed within three weeks. The credit card will be then sent within seven working days, once the application has been approved.

  • Will I be charged a foreign transaction fee if I use my card abroad?

    The card you apply for will be valid internationally at no extra charge levied. The bank, however, will charge the applicable currency conversion rate in the country where you make your transaction.

  • What is a cashback credit card?

      A cashback credit card is a type of credit card that rewards customers with cashback whenever they utilise the card for transactions at physical stores or for online payments.  

  • What strategies can I employ to maximise the benefits of my cashback credit card?

    To optimise the advantages of your credit card, consider using your HSBC Live+ Credit Card for larger purchases to accrue the highest possible cashback.

  • How is the cashback disbursed to the credit card account?

    Indeed, any cashback earned will be deposited into your credit card account within 45 days following the card statement date.

  • What is the functionality of cashback credit cards?

    Cashback credit cards function by providing users with the opportunity to earn cash rewards based on their spending habits, typically by reimbursing a percentage of their expenditures or offering reward points for additional perks.

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Credit Card Customer Care
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  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
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Credit Card Bill Payment
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  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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