Reliance SBI Card PRIME

State Bank of India (SBI) has introduced two new credit cards by partnering with Reliance. The premium variant of the two cards is Reliance SBI Card PRIME that comes at a fee of Rs.2,999 plus GST annually. Packed with features and benefits, the Reliance SBI Card PRIME offers reward points, vouchers and discounts on shopping at any Reliance store across the country and on popular brands like Jio Mart, AJIO, and Zivame. Read on to know more about the multiple benefits, features, fees and eligibility criteria of the Reliance SBI Card PRIME. 

Key Highlights of Reliance SBI Card PRIME

The features of Reliance SBI Card PRIME are given in the table below:

Features

Details

Contactless advantage

Simplifies the process of purchase by waiving the card, thereby ensuring fast, convenient and safe transaction by reducing the risk of card loss and fraud.

Global acceptance

Acceptable in over 24 million outlets across the globe, including 3,25,000 outlets in India (any outlet that accepts Visa or MasterCard).

Add-on card

Offers add-on cards to spouse, parents, children or siblings who are above 18 years of age.

Utility bill payment facility

Offers Easy Bill Pay facility that allows customers to make payment for electricity, mobile, telephone and other utility bill payment.

Balance transfer on EMI

Enables customer to transfer the outstanding balance to Reliance SBI credit card from of other banks’ credit cards in the form of EMI at a low interest rate.

Cash on the go

Allows cash withdrawal from over one million MasterCard and Visa ATMs across the globe.

Apply Reliance SBI Prime Credit Card Online

Features and Benefits of Reliance SBI Card Prime

The features and benefits of Reliance SBI Card Prime are as given below:  

    1. Welcome Benefits: On payment of joining fees, the card offers Reliance Retail voucher worth Rs.3,000 along with additional discount vouchers worth Rs.11,999 from various participating Reliance Retail Stores (vouchers are delivered after 45 days of payment if joining fees).
    2. Milestone Benefits: The card offers a renewal fee waiver on annual spends of Rs.3 lakh and provides Reliance Retail Vouchers worth Rs.1,500, Rs.2,250, or Rs.5,000 for annual spends of Rs.75,000, Rs.1.50 lakh, or Rs.3 lakh, respectively, at participating Reliance Retail Stores.
    3. Reward Benefits: The card offers 10 reward points per Rs.100 spent on the participating Reliance Retail stores. Additionally, you can get 5 reward points per Rs.100 spent on dining, domestic airlines, movies, entertainment, international spends and 2 reward points per Rs.100 spent on other retail purchases.
    4. Entertainment Benefit: Cardholders will get one movie ticket worth Rs.250.
    5. Lounge Benefit: Get 8 complimentary domestic airport lounge access and four complimentary International Airport Lounges per calendar year.
    6. Fuel Surcharge: For transactions between Rs.500 and Rs.4,000, the card offers a 1.00% fuel surcharge waiver. 

    Fees and Charges Reliance SBI Card RIME:

    The fees and charges of Reliance SBI Card PRIME:

    Types of fees

    Charge

    Annual Fee

    Rs.2,999 plus GST

    Renewal Fee

    Rs.2,999 plus GST. Fee waived if annual spending for the last year is greater than or equal to Rs.3 lakh

    Add-on Fee

    Nil

    Cash Advance Fee

    2.5% of the amount withdrawn or Rs.500 (Domestic and international ATMs).

    Finance Charges

    3.75% per month or 45% per annum

    Payment dishonor fee

    2% of the payment amount; minimum of Rs.450

    Cash payment fee

    Rs.199 to Rs.250

    Late payment

    From Rs.0 to Rs.500 - NilMore than Rs.500 up to Rs.1,000 - Rs.400More than Rs.1,000 up to Rs.10,000 - Rs.750More than Rs.10,000 up to Rs.25,000 - Rs.950More than Rs.25,000 up to Rs.50,000 - Rs.1,100More than Rs.50,000 - Rs.1,300.

    Cheque payment fee

    Rs.100

    Over limit fee

    2.5% of the over limit amount; minimum of Rs.600

    Rewards redemption fee

    Rs.99

    Foreign currency transaction

    3.50%

    Card Replacement

    Rs.100 to Rs.250

    Reliance SBI Card PRIME Transaction Offers

    Discount Offers 

    The following table mentions the discount offers which can be availed only once:

    Brand

    Discounts

    Reliance Trends

    Discount of 10% which is a maximum up to Rs.750 per month.

    Zivame

    Discount of 5% which is a maximum up to Rs.100 per month.

    Ajio

    Discount of 5% which is a maximum up to Rs.1000 per month on order above Rs.2,999.

    Azorte

    Discount of 10% which is a maximum up to Rs.1000 per month on order above Rs.7000.

    Reliance jewels

    Discount of 2% on making charges of gold and 2% on diamond invoice value which is twice per month. 

    Urban Ladder

    Discount of 5% which is a maximum up to Rs.750 per transaction.

    Coverstory

    Discount of 10% which is a maximum up to Rs.1000 per month.

    Cashback Offers

    Brand Name 

    Cashback 

    Maximum Cashback 

    Jio Mart 

    5% cashback 

    Rs.1,000 per month 

    RelianceOne Offers

    Brand Name 

    Offers 

    Groceries 

    One Reliance Points on every Rs.200 spent 

    Fashion Factory 

    Extra one Reliance Point on every Rs.200 spent 

    How to Apply for Reliance SBI Card PRIME?

    Both online and offline modes are available for applying for the Reliance SBI Card PRIME.  

    Given below are the steps to apply for Reliance SBI Card PRIME through the online method:

      1. Visit the SBI Card website: Go to the official SBI Card website.
      2. Navigate to Credit Cards: Look for the 'Credit Cards' section or the dedicated page for Reliance SBI Cards.
      3. Select the Card: Find and choose the Reliance SBI Card PRIME.
      4. Click 'Apply Now': Start the online application process.
      5. Fill and Submit: Complete the online application form with your personal, professional, and KYC details.

      For offline application, follow the steps given below:

      1. Visit an SBI Branch: Go to your nearest SBI branch or an SBI Card sourcing branch.
      2. Request Application Form: Ask a bank representative for the Reliance SBI Card PRIME application form. 
      3. Fill and Submit: Fill out the form completely and submit it along with the required documents.

      Eligibility Criteria

      Given below are the eligibility criteria to apply for the Reliance SBI Card PRIME:

      1. An applicant should be at least 21 years of age and a maximum of 70 years of age.
      2. They should be salaried or self-employed.
      3. The applicants must have a regular source of income.
      4. A good credit score is another eligibility factor.

      Note: Contact the bank to know more details about the eligibility criteria, specifically about Reliance SBI Card PRIME.

      Documents Needed

      You need to submit the copies of the following documents to apply for Reliance SBI Card PRIME:

      1. Proof of Identity: PAN Card, Aadhaar Card, Passport, Driver's License, Voter's ID, etc.
      2. Proof of Address: Aadhaar Card, Passport, Utility Bill (not more than 3 months old), Bank Account Statement, etc.
      3. Proof of Income: Latest salary slips (usually 1-3 months old), latest Form 16, or the last 3 months' bank statement (for salaried). Income Tax Returns (ITR) for self-employed individuals.

      FAQs on Reliance SBI Card PRIME

      • Can I get a Flexipay facility in my Reliance SBI Card PRIME?

        Yes, Reliance SBI Card PRIME comes with a Flexipay facility.

      • Is it possible to apply for the Reliance SBI Card PRIME online?

        Yes, Reliance SBI Card PRIME can be applied online.

      • How much should I pay annually for Reliance SBI Card PRIME?

        You need to pay Rs.2,999 plus GST (Goods and Services Tax) annually for Reliance SBI Card PRIME.

      • When will I receive the RelianceOne points?

        You will receive RelianceOne point within 45 days of transaction.

      • How will I receive the cashback of my Reliance SBI Card PRIME?

        The cashback on your Reliance SBI Card PRIME will get credited in your JioMart wallet within 90 days of the transaction which can be redeemed on eligible products sold by Reliance Retail on JioMart.

      • Are there any rewards for using this card for UPI payments?

         Yes, the RuPay variant of the Reliance SBI Card Prime gives you 2 reward points for every ₹100 spent, but only at participating Reliance Retail stores.

      • Does the card provide a higher reward rate for booking flight tickets?

        Yes, you earn accelerated rewards of 5 reward points for every Rs.100 spent on all domestic airlines. This includes the domestic leg of international flights.

      • How can I redeem the reward points earned?

        The reward points accumulated with the Reliance SBI Card Prime can be redeemed for Reliance Retail Vouchers.

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