HDFC Credit Card Offers

Offers on HDFC Bank Credit Cards

Flipkart

Get 5% cashback or 10X reward points on using HDFC Millennia cards

Offer Expires On: 29 January 2026

How to Avail:

1. Visit the official HDFC SmartBuy website.
2. Choose flipkart icon under “vouchers” category.
3. Enter your registered mobile number and the last 4 digits of your HDFC Credit Card.
4. You will be redirected to the Flipkart website.
5. Complete your purchase and pay using your HDFC Credit Card.
6. The accelerated reward points or cashback will be credited to your card account within 90 days after the month of transaction.

Croma

Instant 7.5% discount on shopping online or at a physical store

Offer Expires On: 29 January 2026

For Online Shopping

How to Avail:

1. Ensure your cart value is Rs.10,000.
2. Add the desired product to your cart. Note that this offer is applicable when there is only one eligible product in your cart.
3. Choose “No cost EMI” or “EasyEMI” option on the payment page.
4. Select the HDFC Bank offer from the "View all offers" or "Bank Offers" section on the payment page.
5. Choose an eligible tenure (mostly 6 months or above).
6. The discount will be applied immediately, and you will see the reduced amount.
7. Complete the transaction with the OTP on your registered mobile number.

For Offline Shopping:

1. Ensure your purchase value is at least Rs.15,000.
2. Inform the Croma representative at the billing counter that you want to pay using HDFC EasyEMI on your credit card.
3. The transaction must be swiped on a PineLabs or Paytm EDC machine to trigger the instant discount.
4. The 7.5% discount (up to Rs. 3,000) will be applied immediately at the time of billing.

Note: The offer is applicable once per card per week (specifically Friday, Saturday, and Sunday). It includes a non-refundable convenience fee of Rs. 199 + GST for all EMI transactions This offer is not valid on Business, Commercial, Corporate, or Paytm HDFC cards. Transactions that receive an "Instant Discount" do not qualify for regular Reward Points.

Nykaa / Myntra

Get 5% cashback or 5X reward points on using Regalia Gold or HDFC Millennia cards

Offer Expires On: 31 January 2026

How to Avail:

For Regalia Gold Cardholders

1. Use your Regalia Gold Credit Card on the Nykaa or Myntra app/website.
2. No promo code or SmartBuy redirection is required for this specific 5X benefit.
3. Accelerated points are typically capped at 5,000 Reward Points per month.

For Millennia Cardholders

1. Use your Millennia Credit Card for direct transactions on Myntra or Nykaa.
2. You will get 5% Cashback in the form of CashPoints.
3. These points are capped at ₹1,000 per billing cycle across all 5% category merchants.

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