IndusInd Bank Legend Credit Card

Milestone Bonus: Offers 3,000 bonus reward points for spending Rs.5 lakh or more within one year of card issuance.

Protection: "Total Protect" insurance covering unauthorized transactions up to the credit limit. 

Fuel Benefits: Fuel surcharge waiver of 1%. 

Features and Benefits of IndusInd Bank Legend Credit Card

Given below are the various features and benefits available to IndusInd Bank Legend Credit Card holders:

Legend Welcome

• Montblanc: Offers an exclusive collection of Montblanc watches, stationery, jewellery, leather goods, and eyewear. 

• Post Card: Cardholders can gain direct access toluxury hotels at various holiday destinations across the country. 

• Vouchagram: The card offers multiple discount vouchers from various brands like Amazon, Apollo Pharmacy, Uber, Flipkart, Zee5, Ola, etc. 

• Vouchgram Premium: Offers discounts on various brands like Bata, Raymond, Pantaloons, Hush Puppies, etc. 

Note: Welcome gift is applicable only on selected plan fee.

Legend Lifestyle

• The card offers a "buy one, get one free" on booking movie tickets through BookMyShow.

• On purchase of the first movie ticket, get the second ticket for free.

• This offer is valid for one free movie ticket a month (effective 1 June 2023). 

• BookMyShow offers this deal at all theatres registered on its platform.

• An additional discount of Rs.50 is also provided on selecting food and beverage options.

• By availing this offer you can get a free ticket worth up to Rs. 200.

Reward Benefits

• The IndusInd Bank Legend Credit Card offers a unique dual structure reward program.

• Weekday rewards: Cardholders earn up to 1 reward point for every Rs. 100 spent on weekdays.

• Weekend rewards: Cardholders earn up to 2 reward points for every Rs. 100 spent on weekends.

• Cardholders earn 1 reward point for every Rs.100 spent on medical, automobile, and telecom transactions (on both weekdays and weekends).

Note: Fuel transactions do not provide any reward points. 

Entertainment Benefits

• Movie ticket Benefits: Buy one ticket and get the other free while booking movie tickets on BookMyShow.
• You can get 1 free movie ticket a month (effective 1 June 2023).

Legend Travel

• Lost baggage cover up to Rs.1 lakh.
• Lost ticket insurance up to Rs.25,000.
• Note: The lounge access benefit has been discontinued from 7 March 2025. 

Note: The lounge access benefit has been discontinued from 7 March 2025.

Legend cardholders can still avail Priority Pass membership on request. Once any complimentary visits are used, lounge visits under Priority Pass attract a usage fee of up to US$35 per person per visit, as per IndusInd Bank's official terms and conditions.

Legend Concierge

• Offers pre-trip assistance such as flight booking, hotel reservations, sports and entertainment bookings, and arranging for a special gift.
• Provides complimentary services with a host of premium benefits.

Insurance

• Total Protect Cover available with the card, offering coverage equivalent to the credit card limit.
• Provides insurance against stolen cards misused as counterfeit cards.
• Offers personal accident coverage up to Rs.25 lakh.

Legend Auto Assist

• Accident management and medical assistance.
• Emergency fuel supply.
• Flat tyre service.
• Lost key assistance.
• Battery service.
• Emergency towing assistance.

IndusInd Bank Legend Credit Card Limit

IndusInd Bank decides the credit limit for the Legend Credit Card at its discretion. The IndusInd Bank will be considering a number of factors before assigning the credit limit for the card. Some of these factors are the annual income of the primary applicant, the credit score, and the repayment habits of previous debts.

IndusInd Bank Legend Credit Card Fees and Charges

Below, you’ll find the details of fees and charges for the IndusInd Bank Legend Credit Card:

Note: The interest rates are effective from 15 June 2026. 

Eligibility Criteria for the IndusInd Bank Legend Credit Card

Below, you’ll find the eligibility criteria for the IndusInd Bank Legend Credit Card:

Documents Required for IndusInd Bank Legend Credit Card

Given below are documents typically required to apply for the IndusInd Bank Legend Credit Card

Identity Proof (KYC)

To establish your legal identity, you will need at least one of the following:

• PAN Card (Mandatory for most applications)
• Aadhaar Card
• Voter ID Card
• Passport
• Driving License

Address Proof (Current Residence)

If your current address differs from the one on your Aadhaar or PAN, you must provide:

• Utility Bills (Electricity, Telephone, or Gas bill not older than 3 months)
• Bank Account Statement (Recent)
• Ration Card
• Rental Agreement or Property Registration Document

Proof of Income

To determine your credit limit and repayment capacity.

• For Salaried Individuals: Latest 3 months’ Salary Slips, Latest Form 16, Last 3–6 months’ Bank Statements showing salary credits.
• For Self-Employed Individuals: Income Tax Returns (ITR) for the last 2 years, Audited Profit & Loss Statement and Balance Sheet.

Additional Requirements

• 1–2 recent passport-sized color photographs (if applying offline).
• Form 60: Only if you do not possess a PAN card.

How to Apply IndusInd Bank Legend Credit Card

While you can visit the official website of IndusInd to apply online for this credit card, you can also apply for this credit card through the BankBazaar website:

Follow the steps given below to apply for the IndusInd Bank Legend Credit Card:

Step 1: Click on the link.

Step 2: Navigate and find the 'Apply For Credit Card on BankBazaar' button. Click on this button.

Step 3: Select the type of employment applicable to you and click on 'Continue'. Similarly, provide your pin code, followed by your mobile number. A representative of BankBazaar will get in touch with you and will help you with all the necessary steps to apply for this credit card.

Step 4: You can take the representative's help to fill in the application form and submit it along with all the necessary documents. If all the details are correct, the Credit Card will be sent to your address.

Summary

The IndusInd Bank Legend Credit Card is a premium lifestyle card built around accelerated weekend rewards, a discounted 1.8% foreign currency mark-up and curated travel, dining and entertainment privileges. It carries a one-time joining fee of Rs.5,000 with no renewal annual fee, and cardholders should check the fees and charges table above for the latest rates. Read the eligibility and application steps above and apply through BankBazaar to get started. 

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